Debt impacts many

Sources and references are key to establishing credibility in a news story. There are three basic types of sources. These include an everyday person who is impacted by the story, an expert on the subject and someone who has control over policy.

For my news story i have tons of ideas going through my head. For my "average Joe" source I want to interview my friend, Audrey Nagle. Audrey is a junior majoring in Business Administration. She is a full-time student at Towson and has a full-time job. She lives off-campus in which she pays a monthly rent. She also makes pays for her own car by making monthly payments along with paying for gas. She pays for all expenses and luxuries in her life. She makes these purchases on credit cards. It has added up and she fears she may not be able to get out of debt anytime soon.

I have a couple ideas for the experts I would like to interview. I would like to talk to a finance professor here at Towson, a debt counselor or a bank representative. This week I plan to contact and set up appointments with all three. A finance professor can give me insight to not only financial matters but economical matters as well. A local debt counselor can provide me with in depth information on college students and credit card debt, including how they got there and what they can do. A bank representative can give me more local information about Towson students spending habits.

I was unsure where to begin with my source who can impact policy. After doing some research, I found Terri Hall, the Associate Vice President of Campus Life. I also found, Deb Moriarty, the Vice President for Student Affairs. Both Terri Hall and Deb Moriarty would be great people to talk to about the procedures and standards for bank marketing on campus.

Once I talk to the various people, I will have a better understanding of what angle I would like to start with on this story.